Life Insurance
Life insurance is protection against loss resulting from death. It is an insurance company's promise to pay your beneficiary a specific amount of money when you die in exchange for timely payment of premiums.
Why do I need life insurance?
Although you may not think about it, your ability to earn income is a significant asset and life insurance helps replace lost income in the event of your premature death. Here are some reasons people buy life insurance.
The death benefit may be used:
- To replace income the family would need to maintain their standard of living after the death of a wage earner.
- To pay off a mortgage loan and other personal and business debts or to create a rent fund.
- To create a fund for a child's education
- To pay final expenses, such as funeral costs and taxes.
- To create a family emergency fund or a fund for a family member with special needs.
Saving Money for Families and Small Businesses
- Health plans as low as $89 per month
- Traditional Major Medical or New Fixed Indemnity Health Plans.
- Life Insurance, Cancer, Critical Illness, Medicare, Long Term Care and other Supplemental Coverage.
- Flexibility. Freedom to choose from a wide array of policies and benefit options.
- Preexisting Conditions Health Insurance
- Freedom to choose your providers without a referral.
- Health Plans with No Deductibles, No Co-Insurance and No Co-Pays.
- Dental Insurance as low as $15.50.
